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Pacific Crest Financial > Buying a Home
BUYING A NEW HOME?
Work with a specialist to get pre-qualified today!

GET THE FACTS BEFORE YOU BUY
Let's face it. Buying a property is probably one of the largest purchases that you will make in your lifetime. Why trust this to just anyone? Contact one of our specialists today and let us find you the right loan at the best price. We can get you closed fast!
  • Get Prequalified
    TELL US ABOUT YOUR PURCHASE:

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    If you are still shopping for a home, the best thing to do before submitting any purchase offers is to have one of our specialists prequalify you. When you are prequalified you will know exactly how much home you can purchase and what your monthly payments will be. We will give you a Prequalification Letter that you can submit with your offer to purchase. This letter shows that you are a serious buyer, and you have already figured out your financing. This gives you a critical edge in today's competative market.

  • Get Preapproved
    If you are currently bidding on a home, and need a fast closing (less than 21 days), you may want to ask your specialist to preapprove you. This requires a complete loan submission with the exception of an appraisal and a sales contract. Also know as a credit-and-income approval, your loan is approved pending the receipt of the sales contract and an appraisal. This speeds the underwriting process and helps us close your loan quickly.

  • Close the Deal
    We will bend over backwards to ensure that your closing is as smooth and painless as possible. As a result, we work closely with Realtors and Escrow all over the state to make sure your purchase closes on time and as agreed. Nobody wants to have to wait around for loan documents, so you can rest assured that we will have them ready when you need them.

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