Interest rates, like stock prices, usually change every day. When you are shopping for a loan, the pricing on a fixed rate mortgage often changes once or twice a day. Unlike others, we don't post "teaser" rates we can't deliver on. Each individual loan is custom-quoted to give you the best rate you can qualify for. How do you protect yourself from changing prices? By "locking in" your loan.

• You are protected when you "lock in" your loan.
  When you lock in your rate, it gives you price protection for 30, 45, 60 or 90 days. That way, the rate you locked is the rate you get. No guesswork, no hassle, no problem.

• Your best interest rate will depend on multiple factors. The best rate you can get is dependent on many factors, including your credit scores, the loan-to-value ratio, the loan amount, how many points you want to pay, and several other factors. Give us a call for the best rate for you.