The Interest Only Option can be applied to most loans. Interest Only loans come in many shapes and sizes and are used by millions of people to keep their monthly payments low while avoiding the dangers of a negative amortization loan.

WHY GET AN INTEREST ONLY LOAN?
Your payments will be approximately 16.6% lower than a standard 30-year fixed rate loan by paying the interest-only payment on a loan. This can make a huge difference for any homeowner! For this reason, interest only loans are the mortgage of choice for millions of people.

Buy more house and protect yourself from negative amortization. Even though an Interest Only loan will give you a lower monthly payment and allow you to afford more house, there is no danger of negative amortization. Your loan balance will never increase when you make interest only payments.

IS AN INTEREST ONLY LOAN RIGHT FOR YOU?
This loan option can work well for most people. Take a look at this list and see if any of these apply to you.

• Do you need some payment flexibility in your monthly payments?
• Are you looking to turn over your property quickly?
• Do you want to maximize the amount of house you can buy?
• Does your income fluctuate from month-to-month?

THEY COME IN MANY FLAVORS:

• Fixed Rate Loans
• Adjustable Rate Loans
• Option ARM Loans
• Subprime Loans
• Super Jumbo Loans
• 100% Financing